Life, Disability and Long-Term Care Insurance Solutions Unfortunately, we cannot anticipate every turn life’s journey might take. While no one likes to think about the possibility of long-term illness, disability or death, it is a vital part of ensuring long-term financial security.As part of our ongoing consultation with our clients, we provide contingency plans to ensure that you and your loved ones are cared for in the event of an illness or death. Together we can review a variety of options, including life, long-term care and disability insurance to decide what might best serve your overall situation.Because of our independence, we have no proprietary insurance products to recommend and are objective when recommending products and services. We can shop with all of the top rated carriers to find the most appropriate for your needs and personal situation. Our only interest is that your needs are addressed and that you're always assured of objective recommendations and advice.